How To File a Fire Claim for Your Business

7/13/2022 (Permalink)

Contact a restoration company if you would like further clarification on the claims.

Four Steps To File a Fire Claim

A fire is about the worst thing any business owner can experience. However, the important thing after any disaster is staying calm and restoring your business. In order to get back to business as usual, you may need to hire a fire restoration company in Gardere, LA, but before you do that, you will need to file a fire claim with your insurance company, which typically involves four steps:

1. Call Your Insurer
Before getting your fire restoration underway, call your insurer and report the disaster. While you may have millions of things going through your head after the disaster, contacting your insurance agent is crucial to getting the recovery process started.

2. Mitigate Further Loss
If you want your fire claim to be approved, then make sure you take efforts to mitigate any further loss. An insurer may cover the damage caused by the fire, but if any preventable damage occurs after the fire, then you are responsible.

3. Gather Proof of Loss
You can help move the recovery process along if you document any fire damage. An insurance adjuster will want evidence of lost or damaged property, so by photographing everything and labeling it, you can help the adjuster with a proof of loss statement.

4. Collect Receipts
Receipts help your insurance company determine the value of the claim. You want to prove the financial loss. If you have receipts from equipment purchases and repairs you made, make sure that those are organized and with the rest of the claim forms for review.
A fire claim is like any other insurance claim, but the process can feel a little direr depending on the level of devastation. By organizing receipts and documenting the scene, you can help move the claims process along. You can also contact a restoration company if you would like further clarification on the claims and recovery processes.