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Having an emergency plan in place is crucial to getting back to work quickly
Whether your business suffers water damage, fire damage or mold damage an Emergency Ready Plan can minimize business interruption.
An Emergency Ready Plan (ERP) is free service the SERVPRO of South Baton Rouge provides for your business in the event that you suffer water damage, fire damage or mold damage. We understand that if you suffer a disaster of this nature that business interruption have have a tremendous effect of the lives of your employees and customers.
Our free ERP will give you critical information that you need to minimize the time that you are not generating revenue. We identify where each of your shut off valves are located, who to call and the proper steps to follow so that the mitigation process can begin without delay.
We then package this information in a shareable digital app so that your decision makers (managers) can react accordingly.
Give us a call today to schedule an appointment.
Business Interruption Coverage
The insurance world can be very confusion. Many times a business can have an a la carte' type of policy which gives them the ability to choose what is and is not covered.
Business interruption coverage is insurance is intended to compensate for the losses that occur as a consequence of having to close your business after your commercial property is damaged by a covered loss.
Business interruption coverage is not standard on commercial insurance policies. It usually needs to be specifically added to your commercial property policy and always has a coverage limit (for example, $30,000 per incident). However, to obtain Business Interruption insurance proceeds, your business must have sustained a physical loss that is covered under your commercial policy (like water damage or damage caused by fire, hurricane, tornado, etc.). Unfortunately, property damage covered under a flood policy does not usually include business interruption coverage. For example, standard flood insurance policies issued by the National Flood Insurance Program (which is administered by FEMA) do not provide business interruption coverage.
Always be sure to check your policy and ask your agent to be sure you know your coverages and understand your rights.
Also, if you suffer fire damage or water damage please call SERVPRO of South Baton Rouge.
Busted pipe at a local business caused major water damage.
When you encounter water damage at your house or business make sure that you are aware of its potential to create serious problems.
Wallboard and drywall:
These porous materials act like a sponge and become fragile in a flood, and may remain contaminated even after they dry out.
This thick material may not have to be replaced but it takes a very long time to dry. If it is severely cracked or warped, it will need to be replaced.
Foam sheets of insulation just need to be hosed off and dried, but muddy fiberglass batts should be thrown out. Cellulose insulation, made of blown-in treated paper, will need to be removed and replaced.
Furniture and other solid wood items may warp and crack following a flood, but they can usually be saved when dried out completely.
Particle board and laminated wood:
These materials may separate and weaken after getting wet and usually need to be replaced.
Wood studs and framing:
These solid pillars are usually OK if they dry completely. They must be disinfected, but don’t usually have to be replaced. They are most often far from human contact, so risks of harm from any remaining contamination are low.
Most carpets and laminated coverings will have to be thrown out after a flood, especially any with soaked foam rubber backing. A professional cleaner may be able to save small rugs and valuable carpets, which should be removed from the site immediately.
Pipes and electrical wiring:
Floods can float or break pipes and strip electrical wiring. Unless you’re sure you know what you’re doing, work with a contractor if you see damage to these items.
These can be shorted out during floods and can leak harmful and explosive gases into the air. They will need to be cleaned and checked by a professional before use.
Heater and air conditioner units can become flooded, which can damage their internal electrical systems and douse pilot lights. They can also become muddy, and cleaning them will require professional cleaning. In addition, venting systems can flood and become contaminated. If that happens, they must be taken apart and hosed off piece by piece to prevent contamination from being blown through the air.
IF you have any questions or concerns please give SERVPRO of South Baton Rouge a call.
Business interruption means a loss of revenue
Business interruption means a loss of revenue, which is why SERVPRO up South Baton Rouge will respond to your fire or water loss anytime of the day 365 days of the year. We want to get you back doing what you do best, which is running your business. Our trained staff can work with your insurance company to quickly get funding approved so that the restoration work progresses smoothly and with as few hick ups as possible.
Your employees also suffer from not being operational. They have families that depend on their income for many of their needs. Making payroll is a crucial function of most businesses.
Once all is said and done if we can get you up and running sooner rather than later then we consider that a win.
Water goes everywhere
While you may not realize it, water goes everywhere. When you have experienced a busted pipe, AC leak, flood of it or any other type of water damage. The materials that make up your home or business will become saturated with water. It is SERVPRO of South Baton Rouge‘s job to remove this water. We are trained to create a moisture map that identifies everywhere that the water migrated. We use state of the art harness, and remove the water from the materials that make up your home or business. Throughout the process we will continuously monitor the moisture levels and develop a drying report that we share with your insurance company to support our results.
If you have any questions or concerns please call our office.
Great flooding statistics to keep in mind
Flooded business in Baton Rouge Louisiana
According to the National Weather Service (NOAA). "Approximately 75% of all Presidential disaster declarations are associated with flooding." NOAA lists that the most common flood hazards in the United States are:
- Flash Flooding
- River Flooding
- Storm Surge and Coastal Inundation from Tropical and Non-Tropical Systems
- Burn Scars/Debris Flows (Caused by Wildfires)
- Ice/Debris Jams
- Dry Wash (Caused by heavy rainfall in dry areas)
- Dam Breaks/Levee Failure
Unfortunately, even people who do not live in areas that are prone to flooding may become flood victims at some point. In fact, 20% of all claims paid by the National Flood Insurance Program (NFIP) were for policies in low-risk communities. On average, floods cost $3.5 billion in annual losses in the US, and commercial flood claims average more than $75,000 (NFIP).
Here in Baton Rouge, LA, flooding events are unfortunately common, especially during this time of year. The combination of tropical systems, clay heavy soil (slow to absorb water), and a tendency for severe storms (high amount of rainfall in a small-time frame) provides the perfect recipe for flash floods. Flood insurance is a must for most people throughout our metroplex, particularly those that are close to any creeks or rivers. Follow these flood safety tips to keep you and your family safe during a flooding event.
When catastrophic water damage happens to you, SERVPRO of South Baton Rouge professionals can help! We can help you prepare ahead of time with an Emergency Ready Profile (ERP), or respond to any size disaster to begin cleanup and restoration to get your home or business back to normal as soon as possible.
SERVPRO of South Baton Rouge professionals are ready to help make it "Like it never even happened."
Protect you business from fires
Popular Baton Rouge restaurant
Most south Louisiana businesses spend a lot of money and time towards many safety topics to help protect the work place. You can preach electrical fire safety at your place of business in Baton Rouge, LA. And practice all you want, but accidents do happen. When an electrical fire first ignites it can start small enough that you can extinguish with a blanket and maybe a fire extinguisher. Be prepared and quick to determine if the fire you are dealing with is able to be put out quickly without risk of injury or damage. Remember that the safety of everyone in the business or dwelling always comes first. If the fire is spreading quickly it can produces dangerous amounts of smoke. Smoke damage can be just as harmful as the fire itself. It can cause deaths, as well as, damage to the business. Smoke inhalation kills more people in home fires than the actual fires do, in most cases. Fire fighters say that if you can not extinguish a fire with in five seconds, call 911 and get out of the work place immediately. Be sure to have an updated evacuation place in place for all employees to follow. After the fire is put out and everyone is accounted for and safe, you can always count on your friendly neighborhood experts at SERVPRO of South Baton Rouge to help you put your life back together.
Emergency Ready Profile for your business
Baton Rouge business post water loss
As many as 50% of Baton Rouge, LA businesses close down following a disaster, according to the latest research. Of the businesses that survive, the overwhelming majority of them had a preparedness plan in place. Pre-planning can serve as an insurance policy aimed at peace of mind. And knowing you are "Ready for whatever happens" speaks trust to your clients and employees that in the event your business is affected by a disaster, they don't necessarily have to be.
By developing a SERVPRO Emergency Ready Profile for your business, you minimize business interruption by having an immediate plan of action. Knowing what to do and what to expect in advance is the key to timely mitigation and can help minimize how water and fire damage can affect your business.
Being prepared for sewer backup in your business
Post sewer backup
When your business in Baton Rouge, LA, experiences damage from a flooded toilet or sewer backup, the sewer cleanup process is a little more intricate than just wiping everything down with disinfectant towelettes. You need to make sure everyone is safe and then call in the SERVPRO professionals. Restoration specialists can dry the area, clean it, and test it to ensure that all harmful microbes and bacteria are gone. Here is what you can expect from this process.
1. Identifying and Repairing Source of Problem
The first thing technicians will probably do is stop any ongoing issues so that the mess does not get larger. Once the flooded toilet has been unclogged or the lines cleared, sewer cleanup can begin.
2. Removing Water and Sewage
The bulk of the water must be removed before anything can be cleaned. Professionals use the proper equipment to remove the water and dispose of it properly.
3. Identifying Salvageable vs. Contaminated Items
After most of the contaminated water is gone, individual items are evaluated. Some may be able to be cleaned and saved, but others will have to be bagged and thrown away. Before discarding any items, make sure you take photos to prove the loss to the insurance adjuster who decides how much your policy covers.
4. Drying and Cleaning
Next, the technicians will finish drying the building with water extraction equipment. They may have to remove parts of the wall or any insulation that was affected by the contaminated water and replace it with clean drywall. Anything that remains must be disinfected with chemicals that have been specially formulated to combat the contaminants in the sewage.
The final step is vital for making sure that the effort from previous steps was effective. Technicians test for contaminants and hopefully declare your building safe.
Once everything has been cleaned and tested, items can be moved back into place. The completion of the sewer cleanup process means you are back in business.